How's Your Personal Credit Health? Are You Gambling With Your Business Credit Risk?
CTOS is Malaysia's leading Credit Reporting Agency. It provides individuals with personal credit reports and businesses with a comprehensive online system that allows them to manage their business credit risk via credit checks, customer monitoring and trade references.
Take Control Today.
What Type Of Credit Would You Like To Manage?
Applying for a loan for personal or business reasons?
Ensure you check and update your your MyCTOS Report before you apply so that you give yourself the best possible chance of securing an approval.
Looking for a way to minimise your business credit risk?
Our online system allows you to do credit checks, monitor & reference any person or company you do business with. Better information means less risk and better profits.
Established in 1990, CTOS is Malaysia’s leading Credit Reporting Agency (CRA) under the ambit of the Credit Reporting Agencies Act 2010.
At CTOS, we facilitate credit extensions by empowering individuals and businesses with access to crucial information at greater ease and speed.