Malaysia’s Leading Credit Reporting Agency

Empowering Malaysians to Achieve Better Financial Credit Health

Regulated by Registrar of Credit Reporting Agency

Free MyCTOS Score Reports remaining!

Valid: 1st November onwards, while gifts last.
*Terms & Conditions Apply

Personal – Be Credit Smart

Check and update your credit score and report monthly.

Personal – Be Credit Smart

Check and update your credit score and report monthly.

What’s your CTOS Score? Find out now – it’s fast and easy.

What’s your CTOS Score? Find out now – it’s fast and easy.

Monitor and stay informed of your creditworthiness.

Check Credit Report

Monitor and stay informed of your creditworthiness.

Check Credit Report

How does your CTOS Score help you?

Credit Basics with CTOS

What’s in CTOS Report?

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Get the free CTOS App

Take your CTOS Score with you whenever you are before making big financial decisions. Knowledge Creates Confidence.

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Get the free CTOS App

Take your CTOS Score with you whenever you are before making big financial decisions. Knowledge Creates Confidence.

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Have Questions? We are ready to serve you.