Malaysia’s Leading Credit Reporting Agency

Empowering Malaysians to Achieve Better Financial Credit Health

Regulated by Registrar of Credit Reporting Agency

Personal – Be Credit Smart

Check and update your credit score and report monthly.

CTOS Score - where you stand

What is CTOS Score?

CTOS Score is an easy to understand 3-digit number on how good your credit health is and how likely you’ll be approved for your next loan, credit card or any other borrowings.

The higher the score, the lower the credit risk. A good credit score could land you a better deal.

Monitor and stay informed of your creditworthiness.

know your score ctos scoreunderstand your credit
monitor your credit healthget loans more easily

What’s your CTOS Score? Find out now – it’s fast and easy.

What’s your CTOS Score? Find out now – it’s fast and easy.

How does your CTOS Score help you?

Credit Basics with CTOS

What’s in CTOS Report?

Get the free CTOS App

Get the free CTOS App

Take your CTOS Score with you whenever you are before making big financial decisions. Knowledge Creates Confidence.

Google Play Get the free CTOS App     App Store Get the free CTOS App

Get the free CTOS App

Take your CTOS Score with you whenever you are before making big financial decisions. Knowledge Creates Confidence.

Google Play Get the free CTOS App     App Store Get the free CTOS App

Get the free CTOS App

Have Questions? We are ready to serve you.