Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
Personal – Be credit smart
Your credit report affects many parts of your life. Banks check your credit report before approving you for credit cards and loans. Some employers check credit report as part of the application process. Find out what’s in your CTOS credit report.
MyCTOS Score Report contains your full credit history, payment behaviour, your CTOS Score, directorship and business interest, litigation and bankruptcy record (if any) and more…
Credit health and score at a glance
All your credit information in one convenient report – know where you stand, credit-wise.
Get full CCRIS details and summary
Number of credit applications and amounts applied, loan information, CCRIS derivatives and more.
Learn how to improve your credit health
Easily identify areas to work on, so you know where to start and what to fix.