Shopping around for the most attractive interest rates is the obvious move to make for most people looking for a loan. Lower interest rates mean you pay less every month and you reduce your total debt amount faster. To that end, we thought it would be useful to share with you some essential tips to…
It can be very upsetting to see a late payment showing up on your credit report. Your payment history makes up 45% of your credit score, so a late loan payment will negatively impact your score. Examples of loan payments that you should not miss are monthly car payments, PTPTN study loan, housing loan and…
No matter how responsible you are with your finances, you’ll sometimes find that your regular income just isn’t enough for some things. Expensive payments like major home repairs and sudden medical treatments might require you to use credit to pay for them. Credit cards might seem like a good idea for things like this, but…
