How much the lender charges you based on your loan amount & loan period
RM10,000 – RM250,000
3 months – 60 months
min. RM12,000 p.a.
1% per month
Fees & Charges
From 12% p.a. depending on loan tenure and loan amount
0.5% of the whole amount
Early Termination Fee
Late Penalty Fee
5% from current outstanding amount
Frequently Asked Questions
What is this product about?
This is an SME Loan which provides financing from as low as RM10,000 up to RM250,000 with the interest rates within the range of 12% p.a. (with collateral) to 18% p.a. (without collateral) in terms of 5 years (maximum).
Once your loan application is approved, your first month’s interest payment will be waived by us. So, this is not the kind of SME Loan product which comes with strict lending conditions and varied underlying charges.
We give simple and quick access to credit lifeline with FAST turnaround time. For those who have been rejected by other mainstream lenders, the good news is that the rate of approval is HIGHER with us.
How fast can I get my money?
Your loan application will likely be approved within 6 hours (minimum) and disbursed in 2 working days, depending on terms and conditions and your eligibility criteria.
Are there fees and charges I should be aware of?
Yes. Although we do not charge processing fee and exit fee, you’ll need to pay the Government Stamp Duty (0.5% of the borrowed amount). You might be penalized with a high amount of late penalty fee (5% p.a. of the outstanding amount) if you miss your installment payment.
Who are we ?
Success Code Sdn Bhd is a licensed company under the Ministry of Housing and Local Government (KPKT) that provides a fast microloan or SME loan to Malaysians.